Make a lump sum payment or pay on installment ?

1, Make a lump sum payment .
Once the housing is selected, it turn into next step: the trading step. As the current housing prices in Cambodia are not very high (compared with China's domestic first- and second-tier cities), and the market is basically apartment housing, the size of the apartment is relatively small, the total price of the housing is within the controllable range. For the sake of convenience, may people will buy housing pay by lump sum payment, but it will also have advantages and disadvantages.
Advantages: investing in foreign real estate, the lump sum payment can save a lot of processes and reduce unnecessary troubles; secondly, the lump sum payment will generally enjoy a greater discount; pay by lump sum payment is more convenient.
Disadvantages: lump sum payment is only suitable for people with enough capital; secondly, some developers are not strong enough, and the project is easy to be unfinished. If you pay by lump sum payment, the later losses are painful and that is risky.
2, Instalment payments in Cambodia are generally based on the progress of the project to determine the proportion of the installment, deposit first, then pay more down payment, more discount. Next pay the money of the second phase according to the agreed time.Overall, if you pay more in down payment, the higher the down payment ratio, more discount. Developers generally offer multiple sets of installment options to choose from. Installments payment process is a slightly complicated , but less risky.